Providing Asset Finance Since 1990


We are able to offer most if not all forms of asset finance to companies ranging from new start-ups to large established businesses.

Hire Purchase, Finance Lease and Operating Lease (Contract Hire), Sale and HP/Lease Back.

Any of these can be used to buy most types of Machinery and Equipment, Light and Heavy Commericals and Cars.

Hire Purchase

Hire purchase is a way to finance buying a new or used asset. The borrower (usually) pays a deposit and pay off the value of the asset in monthly instalments, with the loan secured against the asset. This means the borrower doesn't own the asset until the last payment is made.

Finance Lease

A finance lease (also known as a capital lease or a sales lease) is a type of lease in which a finance company is typically the legal owner of the asset for the duration of the lease. The borrower pays a series of rentals or installments and has operating control over the asset. At the end of the Lease the Lessee can continue to use the asset or sell it on behalf of the Lessor and receive most of the proceeds.

Operating Lease (Contract Hire)

An Operating Lease is particularly effective for high value, specialised equipment or for assets needed to support a specific contract. Rentals will be based on the value of the asset over the period the borrower requires it and as a result can be linked directly to the revenue the asset generates.

Sale and HP/Lease Back

A sale and leaseback transaction is where an entity transfers an asset to another entity and leases that asset back from the buyer-lessor.